You Will Have A Set Monthly Payment

A 30-year fixed mortgage provides you with stability and a monthly payment that will not change. Whereas rent will typically increase each year or at the end of each agreement, a mortgage will stay the same until it is paid off. And you can always make payments toward your principle balance to pay off your home quicker!



Tax Breaks and Benefits

Mortgage interest is tax deductible, which can give you a little bit of a break on your federal taxes. You can also deduct your property taxes (up to a certain amount), and you can write off certain home improvement expenses also. You can even get tax deductions for home office space and making eco-friendly improvements to your home.

Equity, Equity, EQUITY

As stated above, your property will probably appreciate over time no matter what. But did you know that EVERY monthly payment you make automatically builds equity too? Equity is the cash value your property has - and every time you pay down your loan, the balance of your loan decreases, and the liquid cash value of your home increases. Unlike renting, where your monthly payment goes toward the property owner, when you own a home your money is going somewhere that benefits YOU when you pay your mortgage. On top of that, if you make improvements on the home or otherwise increase your home value, you can cash out of that equity with a home equity loan or home equity refinance - giving you thousands of dollars to put towards other expenses and investments.

Want to Know How to Take Your Personal Credit to the Next Level?

We hope this information was useful to you, but if you want to take the next step in improving your credit score and your financial health, we have some additional resources for you....

If you would like a more in-depth guide to improving your credit, we have an amazing new e-book, "The DIY Credit Restoration Guide", including, "The Shocking Truth of What LexisNexis Has on YOU!" You can use it to take your credit to the next level. VISIT OUR ONLINE STORE for more information.

Thinking About Starting A Business? Want to Know More About Business Credit?

We provide a comprehensive assessment and consultation to discuss your best path toward financial success for your business. Complete our Business Assessment today and get a jump start for your business! CLICK HERE to complete the assessment.

And we have a NEW E-Book to help guide you through the process of establishing business credit and obtaining funding for your business, "The Business Credit and Financing Guide" by HOPE BSG now available in our online store!

Whether you are a self-paced learner and want to take each step of the process at your own rate, or you just want to learn more about the world of business financing and how to take your business to the next level - this book is for you.

One more thing...

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