The SBA defines insurance as follows, it “protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster.” Business insurance offers a spectrum of coverage that includes protection for liability issues, property loss, vehicle use, fidelity (such as bonding), workers’ compensation, business interruption insurance, and key person insurance, as well as other less well known options.
Other optional forms of small business insurance to consider purchasing are general liability
insurance, commercial property insurance, and professional liability insurance, to name just
a few. Keep in mind, many clients will dictate that you have to have certain types of insurances to work with them, so be sure to check in on these details before signing agreements.
A policy for legal insurance protects its holder against potential litigation costs. It helps to
prevent major losses from unexpected legal expenses.
Are you and/or your family protected? With the individual or family legal plan, you can
contact an attorney for legal advice or assistance. Is your business protected? Get small
business legal assistance when you need it. Available 24/7 for covered emergencies.
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